Home Loans That See Your Hustle, Not Just Your Payslip
As a contractor, freelancer or self-employed? Stop hearing “no” from banks. Get a home loan approval based on your real income with our low-doc and ABN-friendly solutions.
Â
Tools, calculators and home buying guides to help support your journey. Whether you’re looking to refinance to CommBank, upsize or downsize your home, invest, buy or sell your first home, we can help.
Low-Doc Home Loans
First Home Buyers
Upsizing Your Home
Refinance Existing Loan
Investment Properties
Trusted by Thousands of Self-Employed Australians
These numbers represent real people we’ve helped achieve home ownership when traditional banks said no. Your success story could be next.
Stop Renting, Start Building Equity
 With our flexible lending criteria, your dream home is closer than you think. We specialize in helping self-employed Australians break into the property market.
Why Choose ARH Finance for Your Home Loan
Fast Conditional Approval
Get a preliminary answer within hours, not weeks
Personalised Rate Assessment
We tailor rates to your specific situation, not one-size-fits-all.
ABN Income Specialists
We understand contractor and freelance income better than any major bank
Flexible Documentation
Bank statements, invoices and BAS statements accepted as income proof
Dedicated Loan Manager
Your single point of contact from application to settlement
Construction Loan Experts
We can help you build your dream home from the ground up
Common Loan Purposes We Finance
Personal Loans
We help you take bold financial steps-sometimes challenging, but always focused on your growth and peace of mind.
Car Loans
The ideas and plans that we’ve jotted will then be brought to life. We help and guide you to take the first step and set things up.
Home Loans
Setting up a business is not enough. We help you think ahead and encourage you to expand your business with a full-proof plan.
Refinance of existing home loans
We help you take bold financial steps-sometimes challenging, but always focused on your growth and peace of mind.
Business Loans
We’ll guide you through every step of the business loan process-from evaluating your needs and choosing the right funding option to planning repayments.
Team Coaching
As a team coach we drive your team towards accomplishing a goal, whether it be completing a particular project, starting a new business unit or meeting sales efforts.
Ready to Make Your Move?
Our team understands the unique challenges faced by self-employed borrowers. Let us help you navigate the process with confidence.
